7 Savvy Ways to Make Extra Money this Winter

What does a career goddess do when it’s cold outside and she doesn’t want to suffer from icy toes?

She grabs a peppermint chai tea latte, cooks some soothing food with root vegetables, and finds warm ways to make, manage, and multiply her money in the markets.

Click here to join the 2018 Great Wealth Transfer Challenge.

Ready to make some extra cash this winter? Here are some fun income strategies that you can add to your list:

1. Create a Webinar

What are your strengths? Are you good enough at what you do to teach others? Of course you are!

Becoming an instructor is as easy as buying bitcoin. Seriously.

All you have to do is create a presentation (you can use PowerPoint), sign up for a learning platform (I’ve used Go to Webinar), and sell tickets to your webinar (Eventbrite is one option).

Need help creating your first webinar in less than 30 days? Let’s talk! You can sign up for a strategy session.

I’ve created multiple webinars and can help you identify a catchy title, develop content, and set up your webinar platform.

Here are some of the webinars I’ve created:

Profit from Pageantry: Get Paid to Speak, Blog, and Travel 

Profit from Passion 

How to Invest in the Stock Market (with less than $100!) 

How to Start Investing in Bitcoin (with less than $100!) 

2. Provide Online Consulting Services

Are you a subject matter expert? Can you deliver information that would enhance lives?

If you said yes, you better stop playing around and become an online consultant.

All you have to do is describe your services, name your price, and promote. Simple, right?

I provide career strategy, public speaking, resume, and LinkedIn consulting services. Send me an email at charlene@charlenerhinehart.com to learn how you can start your services.

3. Freelance Writer

Are your articles so delicious that people read, share, and comment?

Can you see yourself writing articles once a week or month?

Become a freelance writer! There’s nothing to it but to do it.

In the first half of 2017, I made 80% of my income as a freelance writer. I wrote articles for professional organizations, online magazines, and small businesses. I also provided copywriting services for lawyers, accountants, and professional plumbers.

Ready to start your journey as a freelance writer? Let’s make sure you have everything you need to position yourself for success.

4. Fitness Instructor

It’s cold. You need to warm yourself up.

Why not grab your FitBit and start moving to a beat that gets you excited about life?

And you can do this if you become a fitness instructor! You’ll be warm and be able to spread the warmth to others during a high impact fitness routine.

No previous experience required. And you can get a specialized cardio fitness certification in less than 24 hours!

In 2015, I became a Certified Personal Trainer, PoundPro, and WERQ Dance Fitness Instructor to add to my offerings as a Zumba Instructor. By working with me, you’ll get the game plan that will help you surpass everything I’ve done in the fitness world.

5. Become a QuickBooks Pro Advisor

Are you an accountant? Do you want to skip the busy season drama and work from the pink sand beaches of Bermuda?

Well, it’s time you considered becoming a QuickBooks Pro Advisor.

Don’t worry. It won’t take up all your time like the almighty CPA (Certified Public Accountant) exam.  You can actually pass the exam in less than 72 hours!

Becoming a QuickBooks Pro Advisor can put you on the path to owning a virtual accounting practice.

Need help? Let’s talk QuickBooks!

6. Become a Subject Matter Expert

Knowledge Pays. And there are a ton of people who are willing to pay you for your insights.

You just have to package what you know the right way.

Whether you are a tax expert, professional organizer, public speaking pro, or fitness enthusiast, you can position yourself to be a thought leader who everyone wants to know.

If you want to build your brand equity, talk to professionals who can steer you in the right direction. There’s no reason to reinvent the process and waste years researching the best strategies.

7. Invest in the Markets

You’ve worked hard during the Fall season, right?

So why not find a way to multiply the money you’ve worked so hard to make.

This is the time to do your research and start investing in assets. There are tons of asset classes available. Two of my favorite (and fairly inexpensive) ways to invest are by participating in the stock and cryptocurrency market.

Stock Market 101 

Investing in the stock market allows you to gain ownership in a company (publicly-traded companies). Some of these publicly traded companies include Apple (AAPL), Amazon (AMZN), Microsoft (MSFT), NIKE (NKE) and Wal-Mart (WMT). Shares of those stocks are quite expensive for the new investor who doesn’t have a lot to invest.

That’s why there are webinars available that will teach you how to invest in the stock market with less than $100!

Cryptocurrency Market Crash Course 

Bitcoin is not stock. You don’t get a piece of ownership in a publicly traded company when you invest in bitcoin.

Bitcoin is more like digital cash. It uses blockchain technology to secure the transactions and eliminate third parties (big banks). Bitcoin is a medium of exchange (you can buy and sell products and services with it) and it’s also an investment. Bitcoin has been running wild the last quarter of December, causing more people to use a portion of their paycheck to get a piece of the action.

The price of Bitcoin may be around $16K right now but you can invest in Bitcoin with $100.

So if you want to test it out with at least $100, you can create a Coinbase account. Coinbase is the most popular exchange used to buy and sell bitcoin. If you sign up and get at least $100 worth of bitcoin (around $104 including transaction fees), you will get $10 free bitcoin. My referral link is below.


Do your research. Don’t invest what you can’t afford to lose. Don’t be so afraid of losing that you never invest.

Join the next webinar to find out how you can start investing in bitcoin and other cryptocurrencies with less than $100.

There’s so much you can do this winter to create career success and a lifestyle you love. Need Help? Email me at blackcoupletravels@gmail.com.


Bio: After becoming the first Certified Public Accountant to win the title of Ms. Corporate America 2015 in a pageant held in Orlando, Fl, Charlene created the Career Goddess Academy. She shares her money, health, travel, and career advice all over the web as a contributor for the Huffington Post, Black Enterprise, The Path Mag, Women on Business, Ms. Career Girl, and other sites. In 2015, she was recognized as the Illinois CPA Young Professional Leader of the Year. 

Charlene now works on the set of the most popular TV shows, including EMPIRE, Chicago PD, Chicago Med and Chicago Fire.

Do you need a guest speaker? Contact Charlene at charlene@charlenerhinehart.com. 


Charlene Rhinehart

I’m Charlene - International Speaker, Published Writer, & Career Strategist. I help women skip the most common career mistakes, move from fear to confidence, and enhance their professional profile so that they can create a life that is better than their dreams.

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